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Avoiding problems when paying taxes
The time and energy spent filling out paperwork can make tax time stressful. Depending on how you file, tax time can also be expensive. If you have questions about filing your taxes, consider our time and money-saving tips.
Q: How do I file my taxes?
The easiest and fastest way to file your taxes is through the IRS website. The site links to many companies that will efile your federal tax return for free. Some of these services require payment for filing state taxes.
Q. Can I get free help to file my taxes?
Yes! If you made $57,000 or less, you may use one of the free efile services available through the IRS website. Many states support free efiling through the state's department of revenue website.
The IRS also sponsors free tax preparation services through the Volunteer Income Tax Assistance (VITA) program. Call 1-800-906-9887 to find a VITA site near you, and make sure your tax preparer is accredited by the IRS or your state department of revenue.
Q. If I make more than $57,000, can I file for free?
Yes. Search online for "free tax preparation" to find Internet-based and volunteer services.
Q. If I pay someone to do my taxes, what should I watch out for?
You could be dealing with an unscrupulous return preparer if they:
- Do not sign or do not include their Preparer Tax Identification Number on your return.
- Do not give you a copy of your tax return.
- Promise a larger than normal tax refund.
- Charge a percentage of the refund amount as a preparation fee (there should be a flat fee).
- Add forms to the return you have never filed before.
- Encourage you to place false information on your return, such as false income, expenses and/or credits.
Q. What are the “instant” tax rebates I see offered?
In reality, there is no way to immediately receive your refund from the IRS. "Instant" refunds offered by some tax services are often Refund Anticipation Loans (RALs). Although they may seem appealing, RALs have large fees and interest rates of up to 37%. Advertisements for RALs must accurately list all associated costs and services charges, as well as the charges for tax preparation and electronic filing.
Q. What is the fastest way to get my tax refund?
Select direct deposit when you efile online. You can track the status of your tax return on the IRS website.
Q. I received an email from the IRS, asking for personal information. Is it real?
No; the IRS does not initiate email correspondence with taxpayers. Identity thieves often send official-looking, fake emails informing recipients that they must click on a link that takes them to a website asking for their personal information. All such requests are phishing scams. Report suspected phishing to the IRS.
Q. How can I avoid an identity theft tax scam?
There are several warning signs:
- Beware email attachments, because legitimate tax companies will rarely ask you to open one.
- Emails that mention a tax refund or threaten an audit are often fraudulent attempts to obtain your personal information.
- Misspellings, incorrect use of official names, poor grammar, and odd phrasing are indications that a communication is fraudulent.
- Taxpayers should ignore unsolicited communications asking for personal and/or financial information, e.g. your name, Social Security Number, bank account number, or credit card number.
Q. How do I know if I am a victim of identity theft?
If multiple tax returns have been filed in your name or the IRS believes you were paid by an employer whom you aren’t familiar with, someone may have used your personal information to submit false tax returns.
Q. What should I do if I think my identity has been stolen?
Immediately contact the IRS Identity Protection Specialized Unit. For more information, visit www.IRS.gov/identitytheft or call 1-800-908-4490.
It’s that time of year again when parents, grandparents, caregivers and others feeling generous begin shopping for toys for the kids in their lives. Toy safety has come a long way, thanks to years of work from consumer advocates, public health experts, elected officials and the U.S. Consumer Product Safety Commission (CPSC). These days, examples of dangerous toys contaminated with lead or toys with small parts that pose a choking hazard to young children are more difficult to find in the United States.
Despite this progress, dangerous toys are still on the market. As we approach the ninth month of the COVID-19 pandemic, many parents and caregivers in the United States still work from home while their kids participate in virtual learning some or all of the time. With siblings of all ages playing and spending more time together and parents juggling responsibilities with limited support, some dangerous toys are more difficult to supervise, and others are better left out of the home altogether.
MASSPIRG Education Fund’s Trouble in Toyland report has helped identify dangerous toys for 35 years. But 2020 is unique, and as Americans have worked, learned and played from home to protect themselves from COVID-19, children could be more susceptible to certain toy-related hazards.
BOSTON -- Consumer complaints to the Consumer Financial Protection Bureau (CFPB) regarding vehicle loans and leases have increased sharply during the coronavirus pandemic, according to a new report by the MASSPIRG Education Fund and Frontier Group. The analysis suggests that consumers in Massachusetts and across the United States are facing abusive and deceptive practices from the automobile lending industry.
Consumer complaints to the Consumer Financial Protection Bureau (CFPB) regarding vehicle loans and leases have increased sharply during the coronavirus pandemic, according to a new report by the MASSPIRG Education Fund and Frontier Group.
Here’s a guide to your rights depending on how you pay
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